Financing Your Mi Vida Home: A Guide for Buyers in Kenya and the Diaspora

Flexible Financing for Your Dream Home

Buying a Mi Vida home has never been easier. Whether you’re living in Kenya or abroad, with reliable home loan options in Nairobi and tailored payment plans for the diaspora, Mi Vida offers clear and flexible routes to homeownership.

This guide outlines the financing process, compares payment methods, and highlights key mortgage partners that support both local and international buyers.

Flexible Mortgage Support That Works for You

At Mi Vida, we understand that every buyer has unique financial needs. That’s why we remain flexible and open to working with any mortgage provider our clients prefer. Whether you already have a bank in mind or need help choosing one, our team is here to guide you through the process.

We can assist with everything from mortgage pre-qualification to application support—ensuring a smooth and transparent financing journey, no matter who your preferred lender is.

Financing Options for Diaspora Buyers

If you’re based abroad, diaspora home buying in Kenya is now more accessible. Mi Vida offers tailored support for Kenyans living overseas, helping them own homes back home with confidence.

Here’s how the process works:

  1. Choose a Mi Vida unit from available developments.
  2. Submit your application through Mi Vida’s diaspora team or online.
  3. Provide required documentation, including proof of income and identification.
  4. Get connected to a diaspora mortgage partner or opt for a 3 years payment plan available for some of our projects like KEZA Laika and KEZA Riruta.
  5. Make payments through Mi Vida’s secure international payment channels.

Diaspora buyers also benefit from dedicated relationship managers who guide them through the financing process.

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Cash vs Installment Plans: Which is Better?

Both options have their advantages depending on your financial goals.

Cash Payment Pros:

  • No interest or bank charges.
  • Quicker closing process.
  • Potential for negotiation on price.

Cash Payment Cons:

  • Requires full capital upfront.
  • May strain liquidity or savings.

Installment Plan Pros:

  • Pay over time—more manageable.
  • Keeps your cash flow flexible.
  • Ideal for salaried professionals or investors.

Installment Plan Cons:

  • May include interest or service charges.
  • Longer time to ownership.

Mi Vida allows flexible installment plans for off-plan units, making it easier to plan around your income or investment timeline.

Finance Your Future Today

Whether you’re in Nairobi or abroad, owning a Mi Vida home is within reach. With mortgage options, customized payment plans, and hands-on support, you can take the next step with confidence.

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