Nairobi`s Housing Dilemma

For Nairobi’s young professionals, the housing dilemma is real: should you keep renting or commit to buying? Both options have their benefits, but the smarter choice depends on financial goals, career plans, and lifestyle.

The Case for Renting

Renting offers flexibility. Professionals who expect job transfers or uncertain career paths may find it easier to rent than commit to a mortgage. Renting also requires lower upfront costs—no deposit or legal fees—making it attractive in the short term.

The Case for Buying

Buying a home, however, is an investment. It builds equity, provides stability for families, and ensures long-term financial security. Over time, mortgage repayments are often comparable to monthly rent, but the difference is you end up owning an appreciating asset.

Nairobi Market Snapshot

In areas like Kilimani, average monthly rents for a two-bedroom can hit KSh 80,000- Ksh 100,000+. Meanwhile, a mortgage repayment on a KEZA apartment in Riruta or Laika may fall within the same range, except ownership follows at the end.

Factors to Consider

Professionals should assess career stability, financial readiness, and long-term goals before deciding. For many, starting with an affordable KEZA unit offers the perfect balance of accessibility and future value.

FAQs

• Is renting cheaper than buying in Nairobi? In the short-term, yes. Long-term, buying is more cost-effective.
  
• How much should I save before buying? At least 10–20% deposit.
  
• Can diaspora professionals buy while renting abroad? Yes.
  

Secure your Future

Renting may offer short-term comfort, but buying ensures long-term wealth and security. For professionals, KEZA Riruta and KEZA Laika offer an affordable first step into ownership. Visit our website today and let`s find you a secure space.